Cash Flow Projection
Cash Flow Projection | |||
|---|---|---|---|
Year 1 | Year 2 | Year 3 | |
| Cash receipts | |||
| Cash sales | |||
| Accounts receivable | |||
| Loan proceeds | |||
| Other cash receipts | |||
| Sale of assets | |||
| Other contributions (SBA) | |||
| Cash equity | |||
| (A) Total cash receipts | |||
| Cash disbursements | |||
| Accounts payable | |||
| Purchase of materials or stock | |||
| Purchase of fixed assets | |||
| Bad debts | |||
| Advertising and promotion | |||
| Automobile and travel expense | |||
| Business tax, fees, licenses, etc. | |||
| Professional fees | |||
| Property tax | |||
| Management salaries | |||
| Other salaries and wages | |||
| Employee benefits | |||
| Rent | |||
| Insurance | |||
| Bank charges and interest | |||
| Payment on loans, mortgages | |||
| Maintenance and repairs | |||
| Freight | |||
| Telephone | |||
| Utilities | |||
| Office expenses and postage | |||
| All other operating expenses | |||
| Income tax payments | |||
| (B) Total cash paid out | |||
| Cash surplus or (deficit) (A – B) | |||
| Opening cash balance (C) | |||
| Closing cash balance (D) | |||
Note: Line “C” is a carry forward from line “D” in the previous year. I’ve also attached a blank 12 month cash flow here. Here’s an example 12 month cash flow statement.